Østre Landsret har den 8. august 2018 frifundet BRFkredit og Totalkredit i to førsteinstansdomme, som var anlagt af låntagere i de to realkreditinstitutter. Spørgsmålet i begge sager var, om realkreditforeningen kunne forhøje bidragssatsen på eksisterende lån. I den ene sag drejede det sig om et lån med variabel rente og afdragsfrihed, hvor forhøjelsen af bidragssatsen var varslet af realkreditforeningen med virkning fra den 1. januar 2015. I den anden sag drejede det sig også om lån med variabel rente og afdragsfrihed, men hvor forhøjelsen af bidragssatsen var varslet henholdsvis med virkning fra den 1. januar 2015 og den 1. juli 2016. Under sagerne havde låntagerne gjort gældende, at forhø
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